๐”– Bobbio Scriptorium
โœฆ   LIBER   โœฆ

Propitious selection in insurance

โœ Scribed by David Hemenway


Book ID
104625102
Publisher
Springer
Year
1992
Tongue
English
Weight
247 KB
Volume
5
Category
Article
ISSN
0895-5646

No coin nor oath required. For personal study only.

โœฆ Synopsis


The theory of propitious selection suggests that there are risk-avoiding personalities who both take physical precautions and buy financial security (insurance). Conversely, there are risk seekers who tend to do neither. Survey evidence is presented that is consistent with the theory. Individuals who obtain motor vehicle liability coverage are less likely than others to drink-and-drive, and are more likely to engage in health-beneficial (risk-avoiding) behaviors. Propitious selection may be a general phenomenon promoting favorable selection in many real world insurance markets.


๐Ÿ“œ SIMILAR VOLUMES


Propitious Selection in Insurance
โœ DAVID HEMENWAY ๐Ÿ“‚ Article ๐Ÿ“… 1992 ๐Ÿ› Springer ๐ŸŒ English โš– 378 KB
Propitious Selection
โœ David Hemenway ๐Ÿ“‚ Article ๐Ÿ“… 1990 ๐Ÿ› MIT Press ๐ŸŒ English โš– 185 KB
SELECTION FOR INSURANCE
๐Ÿ“‚ Article ๐Ÿ“… 1916 ๐Ÿ› The Lancet ๐ŸŒ English โš– 368 KB
A Vedda Propitiation Ceremony
โœ R. B. Naish ๐Ÿ“‚ Article ๐Ÿ“… 1930 ๐Ÿ› Taylor and Francis Group ๐ŸŒ English โš– 704 KB