✦ LIBER ✦

SELECTION FOR INSURANCE

Book ID: 123243919
Publisher: The Lancet
Year: 1916
Tongue: English
Weight: 368 KB
Volume: 187
Category: Article
ISSN: 0140-6736
DOI: 10.1016/S0140-6736(01)14522-8

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Initial selection for Permanent Health I

Initial selection for Permanent Health Insurance

✍ M. Cristina Gutiérrez-Delgado 📂 Article 📅 1999 🏛 Elsevier Science 🌐 English ⚖ 269 KB

We investigate the effect of underwriting during the first few years of a policy's life (the initial selection effect) on the individual Permanent Health Insurance claim inceptions by fitting a generalized linear model. Initial selection is found to be significant and we describe its effect using a

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The theory of propitious selection suggests that there are risk-avoiding personalities who both take physical precautions and buy financial security (insurance). Conversely, there are risk seekers who tend to do neither. Survey evidence is presented that is consistent with the theory. Individuals wh

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Data mining for selection of insurance sales agents

✍ Vincent Cho; Eric W. T. Ngai 📂 Article 📅 2003 🏛 John Wiley and Sons 🌐 English ⚖ 375 KB