PFIN (MindTap Course List)

✍ Scribed by Randall Billingsley, Lawrence J. Gitman, Michael D. Joehnk

• Publisher: Cengage Learning
• Year: 2019
• Tongue: English
• Leaves: 467
• Edition: 7
• Category: Library

✦ Synopsis

PFIN7 relates personal finance to students� day-to-day lives. It provides decision-making frameworks and up-to-date information on key topics that include buying a home or car, setting up and maintaining a budget, handling student loans, insuring your life, health and property, investing to meet goals like retirement, and doing your taxes. Learn Personal Finance YOUR Way with PFIN! PFIN�s easy-reference, paperback textbook presents course content through visually-engaging chapters as well as Chapter Review Cards that consolidate the best review material into a ready-made study tool. It's your course, so study it your way with MindTap. Read or listen on any device, learn and study the topics needing extra attention and get your professor's notes instantly. Set reminders so you're always confident and prepared. -Make your own flashcards to study for quizzes -Read or listen to your book, plus add highlights and notes -Get mobile access to study whenever, wherever

✦ Table of Contents

Title Page
Copyright Page
Brief Contents
Contents
About the Authors
Acknowledgements
Part 1 Foundations of Financial Planning
Chapter 1 Understanding the Financial Planning Process
1-1 The Rewards of Sound Financial Planning
1-2 The Personal Financial Planning Process
1-3 From Goals to Plans: A Lifetime of Planning
1-4 The Planning Environment
1-5 What Determines Your Personal Income?
Chapter 2 Using Financial Statements and Budgets
2-1 Mapping Out Your Financial Future
2-2 The Balance Sheet: How Much Are You Worth Today?
2-3 The Income and Expense Statement: What We Earn
and Where It Goes
2-4 Using Your Personal Financial Statements
2-5 Cash In and Cash Out: Preparing and Using Budgets
2-6 The Time Value of Money: Placing a Dollar Value on
Financial Goals
2-7 Inflation and Interest Rates
Chapter 3 Preparing Your Taxes
3-1 Understanding Federal Income Tax Principles
3-2 It’s Taxable Income that Matters
3-3 Calculating and Filing Your Taxes
3-4 Other Filing Considerations
3-5 Effective Tax Planning
Part 2 Managing Basic
Assets
Chapter 4 Managing Your Cash and Savings
4-1 The Role of Cash Management in Personal
Financial Planning
4-2 Today’s Financial Services Marketplace
4-3 A Full Menu of Cash Management Products
4-4 Maintaining a Checking Account
4-5 Establishing a Savings Program
Chapter 5 Making Automobile and Housing Decisions
5-1 Buying an Automobile
5-2 Leasing a Car
5-3 Meeting Housing Needs: Buy or Rent?
5-4 How Much Housing Can You Afford?
5-5 The Home-Buying Process
5-6 Financing the Transaction
Part 3 Managing Credit
Chapter 6 Using Credit
6-1 The Basic Concepts of Credit
6-2 Credit Cards and Other Types of Open Account Credit
6-3 Obtaining and Managing Open Forms of Credit
6-4 Using Credit Wisely
Chapter 7 Using Consumer Loans
7-1 Basic Features of Consumer Loans
7-2 Managing Your Credit
7-3 Single-Payment Loans
7-4 Installment Loans
Part 4 Managing
Insurance Needs
Chapter 8 Insuring Your Life
8-1 Basic Insurance Concepts
8-2 Why Buy Life Insurance?
8-3 How Much Life Insurance is Right for You?
8-4 What Kind of Policy is Right for You?
8-5 Buying Life Insurance
8-6 Key Features of Life Insurance Policies
Chapter 9 Insuring Your Health
9-1 The Importance of Health Insurance Coverage
9-2 Health Insurance Plans
9-3 Health Insurance Decisions
9-4 Medical Expense Coverage and Policy
Provisions
9-5 Long-Term-Care Insurance
9-6 Disability Income Insurance
Chapter 10 Protecting Your Property
10-1 Basic Principles of Property Insurance
10-2 Homeowner’s Insurance
10-3 Automobile Insurance
10-4 Other Property and Liability Insurance
10-5 Buying Insurance and Settling Claims
Part 5 Managing Investments
Chapter 11 Investment Planning
11-1 The Objectives and Rewards of Investing
11-2 Securities Markets
11-3 Making Transactions in the Securities Markets
11-4 Becoming an Informed Investor
11-5 Online Investing
11-6 Managing Your Investment Holdings
Chapter 12 Investing in Stocks and Bonds
12-1 The Risks and Rewards of Investing
12-2 Investing in Common Stock
12-3 Investing in Bonds
Chapter 13 Investing in Mutual Funds, ETFs, and Real Estate
13-1 Mutual Funds and Exchange Traded Funds:
Some Basics
13-2 Types of Funds and Fund Services
13-3 Making Mutual Fund and ETF Investments
13-4 Investing in Real Estate
Part 6 Retirement and
Estate Planning
Chapter 14 Planning for Retirement
14-1 An Overview of Retirement Planning
14-2 Social Security
14-3 Pension Plans and Retirement Programs
14-4 Annuities
Chapter 15 Preserving Your Estate
15-1 Principles of Estate Planning
15-2 Thy Will Be Done…
15-3 Trusts
15-4 Federal Unified Transfer Taxes
15-5 Calculating Estate Taxes
15-6 Estate Planning Techniques
Appendix A
Appendix B
Appendix C
Appendix D
Appendix E
Index