Where the Underwriters on a Vessel settle as for a Total Loss, the damaged Vessel being abandoned to them, they are entitled to deduct the Amount of the Freight, in the event of the Cargo being delivered, and the Freight paid for, the Freight being held to be an Incident of the abandoned Vessel; but in that case the Owners are entitled to recover from the Underwriters on the Freight, the Freight being held to be lost to the Owners