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Voice and fingerprint-enabled ATMs to bring financial inclusion to India

Book ID: 114331940
Publisher: Elsevier Science
Year: 2011
Tongue: English
Weight: 132 KB
Volume: 2011
Category: Article
ISSN: 0969-4765
DOI: 10.1016/s0969-4765(11)70067-4

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## Abstract Given their physical presence in India, banks are arguably well‐placed to improve financial inclusion in rural areas. However, uncertain repayment capacities and high transaction costs mean formal financial institutions are often reluctant to lend to the rural poor. Conversely, high tra