Supplemental health insurance ownership in Israel: An empirical analysis and some implications

The effect of health on acute care suppl

The effect of health on acute care supplemental insurance ownership: an empirical analysis

✍ Amir Shmueli 📂 Article 📅 2001 🏛 John Wiley and Sons 🌐 English ⚖ 76 KB 👁 2 views

## Abstract The empirical effect of health status on private insurance __ownership__ is a mixture of the effect of health on the demand for insurance (subjected to adverse selection) and its effect on the insurer's underwriting practice (subjected to risk‐selection). Using bivariate partial observa