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Subsidies and the Demand for Individual Health Insurance in California

✍ Scribed by M. Susan Marquis; Melinda Beeuwkes Buntin; José J. Escarce; Kanika Kapur; Jill M. Yegian

Book ID: 111214264
Publisher: John Wiley and Sons
Year: 2004
Tongue: English
Weight: 193 KB
Volume: 39
Category: Article
ISSN: 0017-9124
DOI: 10.1111/j.1475-6773.2004.00303.x

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## Abstract Both adverse selection and moral hazard models predict a positive relationship between risk and insurance; yet the most common finding in empirical studies of insurance is that of a negative correlation. In this paper, we investigate the relationship between __ex ante__ risk and private