Foreword / by Larry King -- The big retirement plan question -- A summary of tax reduction strategies -- What's new! -- Introduction / by Ed Slott -- Fund retirement plans to the maximum -- Traditional IRAs versus Roth IRAs -- Traditional 401(k)s and 403(b)s versus Roth 401(k)s and Roth 403(b)s -- Optimal spending strategies for retirees -- Required minimum distribution rules -- Should you transfer your 401(k) to an IRA at retirement? -- Roth conversions -- Annuitizing your financial accumulations : does it make sense for you? -- Withdrawing retirement plans funded with company stocks, and net unrealized appreciation -- Eddie and Emily : a retirement and estate planning case study -- The best ways to transfer wealth and cut taxes for the next generation -- Providing financial security for your children through life insurance -- Laying the foundation for estate planning -- Using disclaimers in estate planning -- The ideal beneficiary designation of your retirement plan stretching and disclaiming : Lange's cascading beneficiary plan -- Changing beneficiaries for retirement plans and IRAs -- Trusts as beneficiaries of retirement plans -- How donors can do well by doing good.;In the new edition of Retire Secure! CPA and attorney James Lange supplements his proven methods for making the most of your retirement plans with updated information, analysis and examples as well as offers recommendations for new tax-saving strategies for retirees and older Americans.