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PUBLIC AND PRIVATE HEALTH INSURANCE IN GERMANY: THE IGNORED RISK SELECTION PROBLEM

✍ Scribed by Grunow, Martina; Nuscheler, Robert

Book ID
121796892
Publisher
John Wiley and Sons
Year
2013
Tongue
English
Weight
146 KB
Volume
23
Category
Article
ISSN
1057-9230

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## Abstract The German statutory health insurance market was exposed to competition in 1996. To limit direct risk selection the regulator required open enrollment. As the risk compensation scheme, introduced in 1994, is highly incomplete, substantial incentives for risk selection exist. Due to thei