𝔖 Bobbio Scriptorium
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Postmodernism: The Basis of Insurance

✍ Scribed by Brian J. Glenn

Publisher
Wiley (Blackwell Publishing)
Year
2003
Tongue
English
Weight
95 KB
Volume
6
Category
Article
ISSN
1098-1616

No coin nor oath required. For personal study only.

✦ Synopsis

Abstract

Insurance practices are often depicted as being based on objective, β€œscientific” knowledge, and informed by carefully modeled rational actor theories that are embedded in clearly written contracts. This article seeks to displace these notions with a more realistic account. From underwriting, to the creation of actuarial tables, the structuring of programs, and contract analysis, insurance practices are predicated on stories of risk and responsibility. By acknowledging and examining these stories, we come to a greater understanding of why insurance practices take the various forms that they do, and also realize the potential for changing them in ways that are more profitable for the companies and more inclusive and protective for the public.

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