Risk selection in the German public heal
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Robert Nuscheler; Thomas Knaus
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Article
📅
2005
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John Wiley and Sons
🌐
English
⚖ 306 KB
## Abstract The German statutory health insurance market was exposed to competition in 1996. To limit direct risk selection the regulator required open enrollment. As the risk compensation scheme, introduced in 1994, is highly incomplete, substantial incentives for risk selection exist. Due to thei