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Multi-application Smart Cards: Technology and Applications

✍ Scribed by Mike Hendry


Publisher
Cambridge University Press
Year
2007
Tongue
English
Leaves
268
Edition
1
Category
Library

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✦ Synopsis


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✦ Table of Contents


Cover......Page 1
Half-title......Page 3
Title......Page 5
Copyright......Page 6
Contents......Page 7
Foreword......Page 17
Acknowledgements......Page 19
Part I Introduction......Page 21
1.1 Smart cards in daily life......Page 23
1.2.2 …to authentication......Page 24
1.2.3 Data storage......Page 25
1.3.3 Biometrics......Page 26
1.4 The smart-card business......Page 27
1.5 Structure of this book......Page 29
2.2 Multi-function cards......Page 31
2.2.3 Multiple datasets......Page 32
2.3.3 Application ownership......Page 33
2.4.3 Application downloading and updating......Page 34
2.5 Multiple organisations......Page 35
2.6 Conclusion......Page 36
3.1.2 Memory and wired-logic cards......Page 37
3.1.3 Microprocessor cards......Page 38
3.2 Interfaces......Page 39
3.2.1 Contact cards......Page 40
3.2.3 Dual interface......Page 41
3.3 Readers and terminals......Page 42
3.3.2 Contact sets and card transport......Page 43
3.4.1 Physical and magnetic stripe......Page 44
3.4.3 Application standards......Page 45
3.5 Smart-card manufacture and supply......Page 46
3.6 References......Page 48
Part II Technology......Page 49
4.1.1 Passwords, tokens and biometrics......Page 51
4.1.2 Performance......Page 52
4.1.3 Interoperability......Page 53
4.2 Biometric technologies......Page 54
4.3 Biometrics in cards......Page 56
4.3.1 On-card data capture......Page 57
4.4 References......Page 58
5.1.1 Algorithms......Page 59
5.2.1 Confidentiality......Page 61
5.2.2 Integrity......Page 62
5.2.4 Non-repudiation......Page 63
5.3.1 Trojan horses......Page 64
5.3.5 Differential power analysis......Page 65
5.4 Security standards......Page 66
5.4.1 Cards......Page 67
5.5 Requirements definition......Page 68
5.6 References......Page 69
6.1.2 Feature size......Page 70
6.1.3 Memory types and sizes......Page 71
6.2.2 Construction......Page 72
6.2.3 Form factors......Page 74
6.3.2 Contactless cards......Page 76
6.3.4 Legacy contactless card emulation......Page 77
6.4 References......Page 78
7.1.1 Antennae for contactless readers......Page 79
7.2.1 Point of sale......Page 81
7.2.2 Vending......Page 82
7.2.4 PC-connected readers......Page 83
7.2.6 Personal smart-card readers......Page 84
7.3 Terminal management......Page 85
7.4 Reference......Page 88
8.2.1 Power up and reset......Page 89
8.2.2 Content of ATR......Page 90
8.2.3 Protocol negotiation......Page 91
8.2.5 File selection......Page 92
8.2.6 Further application selection requirements......Page 93
8.3 Native operating systems......Page 94
9.1 History......Page 96
9.2.1 Scope and components......Page 97
9.2.4 JavaCard runtime environment......Page 98
9.2.5 Security model......Page 99
9.3.1 GlobalPlatform architecture......Page 100
9.3.2 Card Manager......Page 101
9.3.3 GlobalPlatform API......Page 103
9.3.5 Card life-cycle management......Page 104
9.3.6 GlobalPlatform device specification......Page 105
9.4 JavaCard-based products......Page 107
9.5 Status and implementations......Page 108
9.6 References......Page 109
10.1 History......Page 110
10.2.1 Multos executable language......Page 111
10.2.2 Virtual machine......Page 112
10.2.3 Application load and deletion......Page 113
10.3.1 Common Criteria evaluation......Page 114
10.3.3 Runtime bytecode checking......Page 115
10.4 Status and implementations......Page 116
10.5 Reference......Page 117
11.2 Advantis......Page 118
11.3 SECCOS......Page 119
11.4 .NET......Page 120
11.5 Special developments......Page 121
11.6 Comparing operating systems with multi-application features......Page 122
11.7 References......Page 123
12.2 Additional functions for smart-card management......Page 124
12.2.2 Links to real-time databases......Page 125
12.2.3 Scripts and parameter updates......Page 126
12.2.5 Multiple application issuers......Page 127
12.2.6 Post-issuance application downloads......Page 128
12.3 Deploying a smart-card management system......Page 129
12.4 Functions of a smart-card management system......Page 131
12.5 References......Page 136
Part III Business requirements......Page 137
13.1 Card issuing......Page 139
13.1.2 Issuer control......Page 140
13.3.1 Speed and cost......Page 141
13.4 Application and memory management......Page 142
13.5 Terminal management......Page 143
13.6.1 Customer perspective......Page 144
13.6.4 Exception handling......Page 145
13.8 Trust and liability issues......Page 146
13.9 Special needs......Page 147
13.10 Reference......Page 148
14.1 Telephone cards......Page 149
14.2.1 Subscriber identity modules (SIMs)......Page 150
14.2.2 SIM toolkit......Page 152
14.2.4 Application and parameter updating......Page 153
14.2.5 Near Field Communication......Page 154
14.2.6 Average revenue per user – the drive to add value......Page 155
14.3 Mobile payment......Page 156
14.4 Satellite and cable television......Page 159
14.7 References......Page 163
15.1.1 Credit, debit and charge cards......Page 164
15.1.2 ATM cards......Page 165
15.1.3 Electronic purses and pre-authorised debit......Page 166
15.1.5 Customer cards......Page 167
15.3 Threats and attacks......Page 168
15.4.1 EMV......Page 169
15.4.2 Contactless cards......Page 173
15.4.4 Token authentication......Page 174
15.5 E-payment and m-payment......Page 175
15.6 Loyalty......Page 176
15.7 Co-branding......Page 181
15.9 Reference......Page 182
16.1.1 Revenue management......Page 183
16.1.4 Interoperability......Page 184
Case study H – Lisboa Viva and 7 Colinas......Page 186
16.2 Non-transit usage......Page 188
16.3 Inter-modal use......Page 192
16.3.3 Road tolling......Page 193
16.3.4 Parking......Page 195
16.3.5 Air travel......Page 196
16.4.1 Standards......Page 197
16.4.3 Dual-interface cards......Page 198
16.4.5 Upgrading systems......Page 199
16.6 References......Page 200
17.2 Electronic passports......Page 201
17.3 Identity cards......Page 203
17.4 β€˜Cartes ville’......Page 205
17.5 Health cards......Page 206
17.6 Student cards......Page 209
17.7.3 Access to government services......Page 210
17.7.4 E-commerce authentication......Page 214
17.7.5 Payment......Page 215
17.8 Data protection and privacy issues......Page 218
17.10 References......Page 219
18.1 Identification......Page 221
18.3 PC and systems access......Page 222
18.4 Authorisation and signing......Page 224
18.5 Cashless payment......Page 225
18.6.3 Registration, certification and verification......Page 227
18.6.4 Terminal management......Page 228
18.7 Card requirements......Page 229
18.8 The future of multi-application campus cards......Page 230
Part IV Implementation......Page 231
19.1 Corporate culture......Page 233
19.3 Trust hierarchies......Page 234
19.4 Liability......Page 235
19.5.2 Roles of partners......Page 236
19.6 Card-holder β€˜domains of use’......Page 237
20.1 Defining the project scope and road-map......Page 239
20.3 Choosing partners......Page 240
20.6 Timescales......Page 241
20.8 Procurement......Page 242
20.10 Managing risks, problem and learning......Page 243
20.13 Communication......Page 246
21.1.1 Microcontrollers......Page 248
21.1.3 Terminals......Page 249
21.2 Applications......Page 250
21.2.1 Key sectors......Page 251
21.2.2 Inter-sector and intra-sector cards......Page 252
21.3 Towards a more customer-focused view......Page 253
Appendix A Glossary......Page 255
B.3 Cryptography and card security......Page 259
B.4 JavaCard......Page 260
Appendix C Standards......Page 261
Index......Page 265

✦ Subjects


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