𝔖 Bobbio Scriptorium
✦   LIBER   ✦

Micro-insurance: Extending Health Insurance to the Excluded

✍ Scribed by David M. Dror; Christian Jacquier


Book ID
108565830
Publisher
John Wiley and Sons
Year
1999
Tongue
English
Weight
275 KB
Volume
52
Category
Article
ISSN
0020-871X

No coin nor oath required. For personal study only.

✦ Synopsis


This paper proposes a way to improve health provision for populations that are usually excluded from access to health services. It starts out from a short description of who the excluded are, and what they are excluded from. The paper then looks at the major policy statements elaborated at the international level, and proceeds to propose the missing dimension. Next, based on field testing and analysis of several tens of pilot cases, the paper proposes a concept for group‐based health insurance, or β€œmicro‐insurance”, and explains its rationale and its components. Lastly, the paper proposes a strategy to implement this concept.


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There is very little known about health care utilization among the homeless or about the role of health insurance on utilization patterns. Many health care reform proposals advocate expanding health insurance coverage for various segments of society, including the homeless. Although homeless people