We investigated fecal contamination of Finnish lakes and rivers on the basis of 132 476 observations of total coliform bacteria (TC), thermotolerant coliform bacteria (ThC) and fecal streptococci (FS) enumerated in a nationwide monitoring programme during the period 1962-1984. The number of analyses of TC was 19 672, of ThC 16 456 and of FS 96 348. The waters were classified into three groups, influenced mainly by municipal wastewaters, industrial wastewaters or diffuse loading. Annual median bacterial concentrations were used for presenting the trends. All the concentrations decreased until about 1976, except TC concentrations in the industrialized and diffuse load areas. Since 1976 the concentrations decreased more slowly or occasionally even increased, especially those of TC. In the whole data the dynamics of bacterial loads (CFU s -1) were similar to those of annual median bacterial concentrations. The most probable explanations for the declining bacterial concentrations are increase in the human population served by wastewater treatment plants, improved sewage treatment processes, decreased wastewater volumes of the forest industry and decrease in the number of cattle. The monitoring programme continues.