EU Banking and Financial Regulation

✍ Scribed by Jean-Baptiste Poulle, Arut Kannan, Nicolas Spitz, Sandra Kahn, Anastasia Sotiropoulou

• Publisher: Edward Elgar Publishing
• Year: 2024
• Tongue: English
• Leaves: 761
• Series: Elgar Financial Law and Practice
• Edition: 1
• Category: Library

✦ Synopsis

EU Banking and Financial Regulation presents a comprehensive and systematic overview of the major directives and regulations which currently govern the EU’s banking and finance industries. Offering a depiction of the main EU rules, this timely book not only addresses the various banking and financial legislations relating to EU supervisors, banks and financial markets, but also considers more peripheral issues such as anti-money laundering, whilst referring to important case law.

Consisting of 16 thematic parts, the book explores the current legal framework applicable to the banking and finance industry and examines the structure and organisation of the various EU legislations. Focus is also given to the evolution of banking and financial regulations which allows for comparative links to be drawn between the diverse legislation.

This accessible book aims to be a fundamental resource for practitioners and public servants in the legal and financial sectors. Undergraduate and postgraduate students alongside academics interested in European finance and banking law will also find this book to be a highly valuable read.

✦ Table of Contents

Front Matter
Copyright
Contents
Extended contents
About the authors
Acknowledgements
Abbreviations
Foreword
General Introduction
PART I EU SUPERVISORS
1 Introduction on EU supervisors
2 European Banking Authority
3 European Securities and Markets Authority
4 European Insurance and Occupational Pensions Authority
5 European Central Bank
6 European Systemic Risk Board
PART II BANKING
7 Introduction on banking
8 Banking activities and institutions
9 Single Supervisory Mechanism (SSM) Regulation
10 Bank Recovery and Resolution Directive (BRRD)
11 Single Resolution Mechanism (SRM) Regulation
12 Reorganisation and Winding-Up of Credit Institutions Directive
13 Deposit Guarantee Schemes Directive
14 Non-performing Loans Directive
PART III SECURITIES
15 Introduction on securities
16 Prospectus Regulation
17 Transparency Directive
18 Short Selling Regulation
19 Takeover Bids Directive
20 Shareholders’ Rights Directive II (SRD II)
PART IV FINANCIAL MARKETS
21 Introduction on financial markets
22 Markets in Financial Instruments Directive II/Markets in Financial Instruments Regulation (MiFID II/MiFIR)
23 Investment Firms Regulation/Investment Firms Directive (IFR/IFD)
24 Market Abuse Regulation/Market Abuse Directive (MAR/MAD)
25 Securities Financing Transactions Regulation (SFTR)
26 Securitisation Regulation
27 Credit Rating Agencies Regulation
PART V DERIVATIVES AND POST-MARKET
28 Introduction on derivatives and post-market
29 European Market Infrastructure Regulation (EMIR)
30 Central Counterparties Recovery and Resolution Regulation (CCP RRR)
31 Settlement Finality Directive
32 Central Securities Depositories Regulation (CSDR)
33 Collateral Directive
PART VI BENCHMARKS
34 Introduction on benchmarks
35 Benchmarks Regulation
PART VII FUNDS
36 Introduction on funds
37 Undertakings for Collective Investment in Transferable Securities (UCITS) Directive
38 Alternative Investment Fund Managers Directive (AIFMD)
39 European Social Entrepreneurship Funds (EuSEF) Regulation
40 European Venture Capital Funds (EuVECA) Regulation
41 European Long-Term Investment Funds (ELTIF) Regulation
42 Money Market Funds (MMF) Regulation
43 Cross-border fund distribution Directive/Cross-border fund distribution Regulation
PART VIII INSURANCE
44 Introduction on insurance
45 Solvency II Directive
46 Insurance Distribution Directive
PART IX PENSIONS
47 Introduction on pensions
48 Institutions for Occupational Retirement Provision (IORP) II Directive
49 Pan-European Personal Pension Product (PEPP) Regulation
PART X MARKETING
50 Introduction on marketing
51 Distance marketing of financial services Directive
52 Packaged Retail and Insurance-based Investment Products (PRIIPs) Regulation
PART XI PAYMENT SERVICES/E-MONEY
53 Introduction on payment services/e-money
54 Payment services Directive
55 E-money Directive
56 Payment accounts Directive
57 Interchange fees Regulation
58 Single Euro Payments Area (SEPA) Regulation
59 Cross-Border Payments Regulation
PART XII COMPLIANCE
60 Introduction on compliance
61 Anti-money laundering and terrorist financing Directive
62 Information accompanying transfer of funds and certain crypto-assets Regulation
PART XIII CONSUMER CREDIT PROTECTION
63 Introduction on consumer credit protection
64 Consumer credit Directive
65 Mortgage credit Directive
PART XIV CROWDFUNDING
66 Introduction on crowdfunding
67 Crowdfunding Regulation
PART XV SUSTAINABLE FINANCE
68 Introduction on sustainable finance
69 Sustainable Finance Disclosures Regulation (SFDR)
70 Taxonomy Regulation
71 Non-Financial Reporting Directive
72 Corporate Sustainability Reporting Directive
PART XVI DIGITAL FINANCE
73 Introduction on digital finance
74 Distributed Ledger Technology (DLT) Regulation
75 Markets in Crypto-Assets (MiCA) Regulation
76 Digital Operational Resilience Act (DORA)
Index