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Effect of patient reimbursement method on health-care utilization: evidence from China

✍ Scribed by Hai Zhong

Publisher
John Wiley and Sons
Year
2010
Tongue
English
Weight
152 KB
Volume
20
Category
Article
ISSN
1057-9230

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✦ Synopsis

For most insurers, traditional methods of controlling health-care demand include deductibles, co-payments, stoplosses, and insurance ceilings. This paper examines the effect of the patient reimbursement method of health insurance (immediate reimbursement or later reimbursement) on individuals' health-care utilization decisions. We find that immediate reimbursement significantly increases the likelihood of patients seeking outpatient treatment in China. We also empirically explore the channels through which immediate reimbursement affects individual's incentives on health-care demand.

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