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Deductibles in health insurance: can the actuarially fair premium reduction exceed the deductible?

✍ Scribed by Frank M Bakker; René C.J.A van Vliet; Wynand P.M.M van de Ven


Book ID
117381230
Publisher
Elsevier Science
Year
2000
Tongue
English
Weight
181 KB
Volume
53
Category
Article
ISSN
0168-8510

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Nonparametric bounds on the effect of de
✍ Michael Gerfin; Martin Schellhorn 📂 Article 📅 2006 🏛 John Wiley and Sons 🌐 English ⚖ 139 KB 👁 2 views

We evaluate the effect of the size of deductibles in the basic health insurance in Switzerland on the probability of a doctor visit. We employ nonparametric bounding techniques to minimise statistical assumptions. In order to tighten the bounds we consider two further assumptions: mean independence