Commercial Lending: Principles and Practice
β Scribed by Adrian Cudby
- Publisher
- Kogan Page
- Year
- 2018
- Tongue
- English
- Leaves
- 349
- Series
- Chartered Banker Series
- Edition
- 1
- Category
- Library
No coin nor oath required. For personal study only.
β¦ Synopsis
Endorsed by the Chartered Banker Institute as core reading for one of the modules leading to the Institute's professional qualifications and chartered status, Commercial Lending supports readers that wish to develop their ability to analyze the creditworthiness of a customer and their business in the context of the current economic climate, future market and sector expectations. Commercial Lending uses a series of practical exercises and case studies, and provides the tools needed for the reader to understand and appraise a customer's business strategy. This will then enable the reader to provide appropriate funding solutions to meet the commercial needs of customers while reflecting the bank's risk appetite. These tools include: how to assess the performance and creditworthiness of a business; how to critically evaluate the robustness of cash flow; and how to undertake sensitivity analysis to quantify sustainable debt repayment capacity. This practical text will present a critical analysis of financial and non-financial information to help readers identify key risks inherent in the customer's lending proposition. Readers will go on to propose suitable funding solutions that mitigate risk and meet the needs of customer and bank. Online supporting resources include a glossary and updates to regulation.
β¦ Table of Contents
Contents
About the author
Preface
Acknowledgements
List of abbreviations
01 The relationship between the bank and the customer
02 The financial analysis of businesses
03 Cash analysis
04 How to structure a lending proposition
05 The strategic analysis of business
06 Securities for lending
07 Lending products
08 Management and leadership
09 Businesses facing financial difficulties
Glossary
Index
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