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ADVERSE SELECTION AND MORAL HAZARD IN INSURANCE: CAN DYNAMIC DATA HELP TO DISTINGUISH?

✍ Scribed by Jaap H. Abbring; James J. Heckman; Pierre-André Chiappori; Jean Pinquet


Book ID
119984097
Publisher
MIT Press
Year
2003
Tongue
English
Weight
80 KB
Volume
1
Category
Article
ISSN
1542-4766

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## SUMMARY We use invoices for hospital services from a regional hospital in Croatia to test for adverse selection and moral hazard. There are three categories of patients: with no supplemental insurance, who bought it, and who are entitled to it for free. Our identification procedure relies on the