Loan-loss experience and risk-taking beh
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Joseph F. Sinkey; Mary Brady Greenawalt
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Article
📅
1991
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Springer
🌐
English
⚖ 933 KB
Net loan chargeoffs and nonperforming loans reflect realized credit risks for banks. These risks arise from either external factors such as depressed economic conditions (e.g., the energy and farm belts of the United States in the 1980s) or internal factors such as poor lending decisions (including